4 Cheapest Phone Carriers

Looking for ways to save on phone service? You don’t have to settle for pricey post-paid plans from the “Big Four” carriers. Many companies offer far more affordable plans than the legacy carriers. They typically operate as mobile virtual network operators (MNVOs), utilizing well-established networks to provide top-notch service at far cheaper prices. Here’s a…

What is the Value of a Dollar in Australia Compared to The U.S.?

Ever wonder how much a dollar is worth in Australia? If you plan to transfer money to Australia, that’s an important question to ask! The United States and Australia use two different currencies. In the U.S., we have the U.S. dollar (USD). But in Australia, they use the Australian dollar (AUD). The values are very…

Guide to Using Afterpay

Afterpay is an app and service that allows you to split payments for items purchased at select retailers, both online and in retail stores. Your total for qualifying purchases is broken into four separate and equal payments that are billed over the course of six weeks. Shop now, pay later with Afterpay! Dive into a…

Pros and Cons of Using Empower to Get a Cash Advance

Empower is one of many cash advance apps. It promises interest-free advances up to $250 to those who qualify. For people living paycheck to paycheck, or those who are experiencing financial difficulties, Empower can be a real lifesaver. But like all things, there are pros and cons to this service. The Advantages Let’s start with…

How to pay off credit card debt

If you’re struggling with credit card debt, it can feel like you’ll never get your finances back on track — but you’re not alone. In fact, 54% of adults carry credit card debt, and the average credit card balance is $5,525 read more

Do Cash Advances Impact Your Credit Score?

You have many options when you’re tight on cash and need to pay for emergency expenses, household expenses or upcoming bills. While some may resort to credit cards and predatory payday lenders, more viable routes exist. One example is a cash advance. Quick cash, no wait! Get your instant cash advance today! https://joingerald.com/cash-advance An instant…

4 Reasons You May Need to Send Money Abroad

Financial institutions worldwide are working to create ways to send money abroad quickly and efficiently in our increasingly globalized world. Previously, you’d have to pay huge fees and wait several business days to send money to Australia or Asia. But now, you can use convenient remittance services and mobile transfers. Send money to Australia quickly…

3 Ways to Qualify for Loan Payment Assistance

Do you need Citizens Bank credit card payment assistance or help to pay down your loan? You’re in luck. There are many great loan payment assistance programs available. The federal government created several options to cover insured mortgages and other debts during the pandemic. While many of those programs are over, you still have options.…

What are Personalized Financial Offers?

These days, people have come to expect great offers from the credit card companies, lenders and financial lenders they work with. There are tons of competition in finance and fintech, so these offers attract customers while providing ongoing enticing rewards. While some big names in finance provide introductory offers to every new customer, some are…

Tips on How to Decrease Your Internet Bill

Need help with Internet bills? Access to the Internet is no longer a luxury. Many people need it to work, stay connected with family and more. Unfortunately, managing internet costs can be a real struggle. Follow these tips to lower your Internet bill without sacrificing that all-important connection. Buy Your Own Equipment Take a look…